5-Day Training Progression Architecture
Foundations & Fundamentals
Monday, Oct 19, 2026•Phase: Study, Practice & Quizzes (Days 1-3)
Loan Processing Basics
F2W University - Master the Essentials of Commercial & Business Loan Origination
Intro to Loan Processing & Intake Standards
Understanding borrower qualification, doc collection checklist, disclosures, and 1003 / loan application intake protocols.
- Mastering borrower intake checklists & initial doc verification
- Understanding W-2, Tax Return, and Bank Statement analysis
- Establishing loan file tracking and compliance standards
Debt-to-Income (DTI) & Underwriting Basics
Calculation formulas for front-end and back-end DTI ratios, collateral assessment, and automated underwriting systems (AUS).
- Calculating qualifying income across variable employment types
- Front-end vs. Back-end DTI thresholds and compensating factors
- Running initial AUS pre-screening and clearing findings
Road to Success Credit Building
F2W University - Strategic Personal & Business Credit Optimization & Repair
Anatomy of Credit Bureau Reports & Scoring Models
Deep dive into Experian, Equifax, TransUnion reporting mechanisms, FICO 8/9 vs. VantageScore 3.0/4.0 metrics.
- Understanding the 5 pillars of credit score composition
- Identifying tri-merge credit report disparities across bureaus
- Analyzing hard vs. soft inquiries and account aging metrics
FCRA Consumer Rights & Audit Frameworks
Mastering Fair Credit Reporting Act (FCRA) provisions, Section 609 / 611 compliance, and line-item error identification.
- Leveraging FCRA rights to challenge unverifiable items
- Auditing personal information, inquiry blocks, and tradelines
- Formulating lawful dispute strategies for inaccurate records
Complete 5-Day Master Timetable
A birds-eye view of all 20 training sessions scheduled from Monday Oct 19 to Friday Oct 23. 2-hour sessions with 1-hour breaks between shifts.
| Day & Date | Loan · Day Shift | Credit · Day Shift | Loan · Evening Shift | Credit · Evening Shift |
|---|---|---|---|---|
Day 1 Monday, Oct 19 Study | Intro to Loan Processing & Intake Standards 09:00 AM - 11:00 AM | Anatomy of Credit Bureau Reports & Scoring Models 12:00 PM - 02:00 PM | Debt-to-Income (DTI) & Underwriting Basics 10:00 PM - 12:00 AM | FCRA Consumer Rights & Audit Frameworks 07:00 PM - 09:00 PM |
Day 2 Tuesday, Oct 20 Study | Clearing Underwriting Conditions & Title Audits 09:00 AM - 11:00 AM | Metro 2 Format & Advanced Dispute Engineering 12:00 PM - 02:00 PM | Appraisal Review, Asset Verification & LTV 10:00 PM - 12:00 AM | Primary Tradelines & Credit Architecture 07:00 PM - 09:00 PM |
Day 3 Wednesday, Oct 21 Study | Closing Disclosure (CD) Balancing & Settlement 09:00 AM - 11:00 AM | EIN Business Credit Building & Dun & Bradstreet 12:00 PM - 02:00 PM | Post-Closing Audits & Secondary Market Delivery 10:00 PM - 12:00 AM | Unsecured Business Funding & Card Sequence Stacking 07:00 PM - 09:00 PM |
Day 4 Thursday, Oct 22 Review | Loan Processing Intensive Review & Case Audits 09:00 AM - 11:00 AM | Credit Building Mastery & Dispute Audits Review 12:00 PM - 02:00 PM | Mortgage Math, Tolerance Drills & Practice Prep 10:00 PM - 12:00 AM | Business Funding Stacking Simulation & Case Studies 07:00 PM - 09:00 PM |
Day 5 Friday, Oct 23 Exam | Loan Processing Basics - Final Certification Exam 09:00 AM - 11:00 AM | Road to Success Credit Building - Final Certification Exam 12:00 PM - 02:00 PM | Official Graduation, Credentialing & Career Roadmap 10:00 PM - 12:00 AM | Joint Graduation Ceremony & Mastermind Commencement 07:00 PM - 09:00 PM |
Earn Dual F2W University Certified Specialist Credentials
Upon completing Days 1-3 study modules, Day 4 review drills, and passing both Day 5 final exams (minimum 80% passing score), students receive verified digital badges, physical printable certificates, and priority access to the F2W Alumni Network.
- 20 Sessions Attended
- Daily Quizzes Reviewed
- 80%+ Score on Final Exams